Low Income Housing Authority
Your Guide To Finding Low Income Housing, Apartments, Section 8 and More

Low Income Housing In Atlanta, Georgia

Atlanta Low Income HousingThe city of Atlanta provides a wide variety of choices in affordable and low income housing to needy families.  Not only is Atlanta's median home selling price at an affordable $102,100 (well below the national median real estates sales price of $188,800), but the city also has many low-income housing assistance programs available.  They  range from subsidized rental housing (also known as HUD Section 8 Housing) for low-income households, housing for homeless and individuals with HIV and AIDS, and the HOME Program, providing mortgage down payment assistance for first-time homebuyers or homebuyers who have not owned a home in three or more years.

The Office of Housing, under the direction of the Department of Planning & Community Development, manages the HOME Program designed as deferred zero percent interest loans.  Home buyers are only required to repay the loan if the home is sold, transferred or refinanced but generally not required if home buyers live in their home 5-15 years.  The amount of loan one qualifies for depends on income, size of family and specific program features.

The Single-Family Downpayment Assistance Program, for example, requires income to be at or below 80% of Atlanta’s area median income (AMI).  Similar programs for buying homes in specific neighborhoods include the Opportunity Downpayment Assistance Program, the Vine City English Avenue Trust Fund, Atlanta Affordable Home Ownership Program (AAHOP), and the Beltline Affordable Housing Trust Fund.  For information on these programs, go to www.atlantada.com.

For buyers who want to purchase downtown condos close to restaurants and the night life, Atlanta offers  qualifying buyers  subsidized downtown condos at less than market prices.  For those who prefer homes in historic neighborhoods, qualifying buyers can purchase rehabilitated homes, supported by federal funding,  and receive down payment assistance from the sellers.  Another program is the Mortgage Assistance Program (MAP) offering up to $50,000 on existing or new construction single-family homes to qualifying buyers. 

For further information on Atlanta’s affordable and low income housing programs and qualification guidelines, as well as contact information and how to apply, go to www.atlantaga.gov where you can download a copy of Atlanta’s affordable housing brochure.

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