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Low Income Housing In Birmingham, Alabama

Birmingham Low Income HousingLow income housing in the city of Birmingham is managed by the Housing Authority of the Birmingham District (HABD). Each HABD development has a Resident Council, which has elected officers who represent the residents in the community. The HABD encourages resident participation in and commentary on the Authority's programs.

To qualify for housing, applicants must meet the PHA or Section 8 guidelines. In addition, the Head of Household must be at least 19 years old or legally married and at least 18 years old, and the Gross Family Income must not exceed the income limits set by HUD. All family members must be clear of any history of criminal activity involving drug or alcohol abuse or crimes of physical violence to persons or property.

Even more, the family must also have a history of meeting financial obligations to creditors and prior landlords; and referencrs from previous landlords must indicate there is no record of disturbance to neighbors, destruction of property or poor housekeeping habits. If single, the applicant must be capable of living independently.

Those interested in applying for public or low income housing may do so by completing an application at either of the HABD offices located within the city. To find a location or learn more, visit www.habd.org

In Birmingham, there is also the Birmingham Center For Affordable Housing, a HUD-approved counseling agency created in 2004. This center, although small in staff, has gained national recognition for its work in assisting first-time homebuyers to purchase and retain their homes. They provide counseling on the following topics: homeownership education, pre- and post-purchase counseling for first-time homebuyers, financial literacy training, individual credit and budget counseling, foreclosure prevention counseling, and more. For more details, visit www.birminghamhome.org

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