Low Income Housing Authority
Your Guide To Finding Low Income Housing, Apartments, Section 8 and More

Low Income Housing In Nashville, Tennessee

Nashville Low Income HousingNashville residents can find a wealth of information on affordable and low income housing options on the Tennessee Housing Development Agency website at www.thda.org.  The Housing Choice Voucher program, a federal subsidized rent program, is available to low-income residents. 

Seventy-five percent of available vouchers are available to families whose household income does not exceed 30% of the area median income (AMI) with the remaining 25% of the vouchers going to families whose income is limited to 50% of AMI.  This results in an equitable distribution of financial assistance for those in need. 

An optional Family Self-Sufficiency program is available to 235 participants which works with families to establish a savings account.  It is a five-year program that basically helps families to reach their goal of being self sufficient and no longer reliable upon housing assistance.  Under this program, as the family income increases and rent increases, the overage is deposited into a savings account.  The family receives a check for the total amount at the end of the five-year period.  They can then use this money to buy a home of their own. 

The HCV Homeownership Voucher Program is for families with incomes at or below $15,000 who want to purchase their own home.  They must be first-time homebuyers who are able to save $1,000 or 1% of the purchase price of the home and have been on the voucher program for at least one year.  The program pays a mortgage subsidy directly to the lender.  More information is available on the Tennessee Housing Development Agency website. 

The Nashville city website also has information on U.S. Department of Housing and Urban Development (HUD) Section 8 housing available throughout the City at www.nashville.gov.  Public housing includes apartments, duplexes and high-rises, some of which are reserved for elderly and disabled persons.  Qualifying families pay 30-40% of their monthly income towards rent, Metro Development and Housing Agency (MDHA) pays the rest with federal funding.  Affordable Housing Resources is another low income housing agency that works with very low-income families to give them down-payment and closing cost loans on a home mortgage through a lease-to-own program.  Details are available at www.ahrhousing.org

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