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Low Income Housing In New York City

New York City Low Income HousingNew York is the largest city in the United States with a population of over eight million and an average home price of over $300,000.  Providing affordable housing is no easy task for this large metro city.  However, the city has made it convenient for families to find affordable and low income housing with its NYC Affordable Housing Resource Center, available at www.nyc.gov.  Whether residents are looking for HUD Section 8 subsidized housing or public housing - affordable housing options for those who qualify according to income and household size - detailed information can be found on this website. 

Only approximately one third of New Yorkers own their own home.  But a family of four with an income of $61,450 can qualify for $10,000 or 6% of the purchase price towards downpayment and closing costs under New York's HomeFirst Down Payment Assistance program if they are a first-time homebuyer.  They must complete a homebuyer education course and agree to keep the home for ten years.  They can buy anywhere in New York's five boroughs. 

New Yorkers can also enter the NY apartment rental lottery, introduced by Mayor Bloomberg in 2002. The City  sponsors the lottery but property is owned by developers.  If you meet the income guidelines, you can complete an online application and be entered into a lottery.  There is no broker fee for this service.  In addition, New York's Housing Resource Center has information on housing available for the elderly through the Department for the Aging as well as through hud.gov and the New York State Division of Housing and Community Renewal (DHCR) at www.dhcr.state.ny.us


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