Low Income Housing Authority
Your Guide To Finding Low Income Housing, Apartments, Section 8 and More

Low Income Housing In Orlando, Florida

Orlando Low Income HousingMost metro cities have a similar mix of affordable housing options for low-income families that includes public rental housing, privately-owned rental housing and homebuyer assistance programs.  Orlando is no exception.  Public housing is owned by a housing authority which is not a city agency but an independent public corporation.  In Orlando, this is the Orlando Housing Authority (OHA).

Affordable and low income housing is made possible through federal funding by the U.S. Department of Housing and Urban Development (HUD). Income guidelines are based on a percentage of area median income (AMI) and family size.  Since AMI is different for each city, the actual income amounts vary.  Orlando's public housing income limits have three tiers:  Extremely Low (30% of AMI), Very Low (50%) and Low (80%).  Under federally-funded housing programs, residents pay no more than 30-40% of their household income towards rent; HUD pays the rest. 

HUD Section 8 housing is also available in the Orlando area.  The program works much the same as public housing.  It is managed by OHA but the properties are privately owned and include a mix of single-family homes and apartments.  In addition, HUD funding provides homebuying assistance for first-time homebuyers in Orlando (or those who have not owned a home in three years) by offering no-interest second mortgages that make purchasing affordable.  Income limits apply; in Orlando it is 60-80% of AMI.  Find out how you can apply for any of these programs at www.orl-oha.org

Housing and Neighborhood Development Services (HANDS) of Central Florida is another excellent resource for very low-, low- and moderate-income families struggling with housing concerns.  Through donations from private donors and foundations, they are able to assist families looking for affordable apartments and homes and provide mortgage downpayment assistance and up to six months of mortgage payment assistance to families who have suffered a job loss . An example of income limitations for a family of four qualifying for downpayment assistance would be $29,150 (very low), $46,650 (low) and $69,960 (moderate).  They must also be first-time homebuyers.

Read more about these programs at www.cflhands.org.

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